EBRI: Average Annual Percentage Change in Deductibles, 2013 to 2020

  1. Comprehensive: 8% increase for employee coverage
  2. 13.4% increase for family coverage
  3. HMO/EPO: 6% increase for employee coverage; 1.6% increase for family coverage
  4. PPO/POS: 1.3% increase for employee coverage; 0.4% decrease for family coverage
  5. HRA: 4% decrease for employee coverage; 0.8% increase for family coverage
  6. HSA Eligible: 2.6% decrease for employee coverage; 0.6% increase for family coverage
Notes: Changes from 2013 to 2020 in Real %, by type of health plan and type of coverage. From a chartbook entitled, "Trends in Cost Sharing for Medical Services, 2013–2020".

Source: Employee Benefit Research Institute (EBRI), January 5, 2023 - https://www.ebri.org/docs/default-source/chartbooks/ebri_cb_costsharing-5jan23…

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